Commentary for September 17, 2008

Wednesday, September 17th, 2008

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Good Morning!

Stocks are tumbling again, tremors from the Lehman Bros. earthquake two days ago, the AIG bridge loan from the Federal Reserve yesterday and the indiscriminate dumping of Morgan Stanley and Goldman Sachs stocks today. That said, we firmly believe that our clients are positioned appropriately for their financial objectives, investment time horizon, financial obligations, family considerations and agreed upon tolerance to risk.

As always, any questions, concerns or a determination of account status, please call at 279-1044.

Dennis Fagan
Chris Fagan

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Any specific stocks named in this presentation may not be representative of current or future investments in the portfolio to which they belong. You should not assume that investments in the securities identified were or will be profitable. We will furnish, upon your request, a list of all securities purchased, sold, or held in the portfolio during the twelve months preceding the date of this presentation.

Please note that all data is for general information purposes only and not meant as specific recommendations. The opinions of the authors are not a recommendation to buy or sell the stock, bond market or any security contained therein. Securities contain risks and fluctuations in principal will occur. Research any investment thoroughly prior to committing money or consult with your financial advisor. Please note that Fagan Associates, Inc or related persons buy or sell for itself securities that it also recommends to clients. Consult with your financial advisor prior to making any changes to your portfolio.

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